> For the complete documentation index, see [llms.txt](https://docs.allscale.io/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.allscale.io/allscale-claim-link/allscale-claim-link-introduction.md).

# AllScale Claim Link Introduction

## Overview

A **Claim Link** turns a stablecoin balance into a shareable URL. If you hold USDT or USDC in your AllScale account, you generate a link, send it to anyone, and they claim the funds simply by opening it in a browser — no prior signup, and no gas fees on their side.

There are two claim paths:

* **If the recipient already has a wallet**, they paste their address and receive the funds directly.
* **If they don't have a wallet**, they sign in with an email, an AllScale wallet is created for them automatically, and the funds land there.

The system is **non-custodial**: AllScale never holds a complete private key and cannot move funds unilaterally. The balance behind each link has only two possible outcomes — it is **claimed by the recipient**, or **returned to the sender**. Any link left unclaimed for **14 days** is automatically refunded in full to the sender's original address.

{% embed url="<https://youtu.be/NBZ4Uy1hB0o>" %}

### The problem it solves

Sending money to a recipient who does not yet hold an account has traditionally carried significant overhead. The recipient must typically open a PayPal or Stripe account before receiving funds, payment-rail fees begin at 2–3%, and the sender must maintain supporting infrastructure — address mapping, order polling, and reconciliation logic — simply to distribute payments.

Claim Link reduces this overhead on both sides: **the sender needs only a link, and the recipient needs only to open it.**

### Intended users and applications

Claim Link addresses two distinct audiences: **consumers transferring funds to individuals**, and **merchants disbursing funds at scale**.

#### Consumer — transfers to non-crypto recipients

An AllScale user sends funds to a friend, colleague, or family member by entering an amount in the app, copying the link, and sharing it through any channel. Typical applications include **peer transfers, gifts, expense-sharing, and reward distribution** — the recipient can claim regardless of prior crypto experience.

#### Merchant — automated payouts

A merchant's backend calls the API to disburse funds programmatically — one link per payout (amount, token, chain, recipient email, and reference id) — with the system signing and executing each transaction without manual approval. This supports **unattended, system-triggered disbursement**, including:

* **Task and bounty payments** — micro-task platforms, Q\&A services, and content platforms paying contributors
* **Creator and influencer payouts** — per-deliverable compensation
* **Game revenue sharing** — distributing earnings to players
* **Recurring and batch disbursements** — overnight settlement on streaming platforms, or scheduled ERP payout runs

#### Merchant — refunds

A refund is functionally a payout to the customer and therefore runs through the **same API** — no separate refund capability is required.

## Quick Links

{% content-ref url="/pages/jXEjVLsc2zD9RLJs60HH" %}
[Welcome to AllScale](/welcome-to-allscale.md)
{% endcontent-ref %}

{% content-ref url="/pages/YkXmjvaktouMutk8Hbto" %}
[Get on board with AllScale Claim Link](/allscale-claim-link/get-on-board-with-allscale-claim-link.md)
{% endcontent-ref %}

## Get Started